Pension Funding

Pensioners, get cash now for your future pension payments!

Imagine borrowing from your pension without taking a loan and without having to worry about how to pay it back. This unique financing program provides up-front lump sum cash to eligible pensioners in exchange for receiving a number of the pensioner's future pension payments. Get the cash you need for nearly any purpose by putting your future pension payments to work for you today.

Corporate

Finished climbing the corporate ladder? Receiving those company pension payments can be nice, but what if you need an advance? Go ahead and try to borrow from your plan after payments begin... good luck. You thought those future pension payments were out of reach, but they're not!

Civil Service

Are you a retired civil servant? Federal, State and Local Government employees, including Teachers, Nurses, Law Enforcement, Firefighters and all other civil service personnel who've reached retirement all have one thing in common - your pension check is too small! Access those future payments today.

U.S. Military

Retired from service with Uncle Sam? So, what's next? You probably can't live on those pension payments alone. Besides, you're too young to really retire anyway. Don't wait until you're "old" to get the true benefits from your pension. Put those future payments to work for you now.

The Problem

Borrowing money from traditional financing sources without having the required collateral as security for a loan can be difficult for anyone. Those on a pension in need of financing after retirement who do not have other significant assets offer an unfortunate illustration of this situation. When applying for a loan, a retiree's pension payments certainly may be counted as a steady source of income, but few, if any financial institutions recognize this income stream alone as an asset to be loaned against. The result often leaves retired pensioners viewed like all other unqualified borrowers, and can make the "golden years" not so golden. If you're a pensioner who has tried borrowing against their pension, you know what we're talking about.

Our Solution

We view those pension payments you're receiving differently. From our perspective, once you've started collecting payments, you already have the collateral necessary to get the financing you need. Once you qualify, we will actually buy a number o fyour future pension payments at today's (present) value. Unlike a bank, our unique financing program is not structured as a loan. Instead, eligible pensioners receive an up-front, lump sum cash payment in exchange for giving up their right to receive a specified number of future pension payments. The concept is simple, and the funds we provide can be used for nearly any purpose: debt consolidation, a down payment for a home, making investments, paying education expenses... you name it. Most types of pensions are eligible, including corporate (public & private), civil service (including all levels of government), even military pensions. The cost? It's often less than what you now may be paying for other financing. Also, since we know that time really is money, we'll do our best to get you through the application and approval process as quickly as possible. Want to learn more? If you'd like to speak with us personally about your own particular situation, we're here to help any time, minus the sales pitch. We provide financing for most all pension types.

For more information on pension funding, please contact us.